YOUR DAILY REAL ESTATE INVESTMENT SHOW
July 15, 2022

The Importance of Financial Literacy With Dan Brisse

The Importance of Financial Literacy With Dan Brisse

In this episode of Cash Flow Pro, we talk with Dan Brisse, Co-Founder and Principal of the Granite Towers Equity Group. Dan is a former professional snowboarder, and for the past 13 years, he won multiple X-Games gold medals and was known as one of...


In this episode of Cash Flow Pro, we talk with Dan Brisse, Co-Founder and Principal of the Granite Towers Equity Group. Dan is a former professional snowboarder, and for the past 13 years, he won multiple X-Games gold medals and was known as one of the top urban snowboarders in the world. After seeing the financial problems athletes around him were facing after retirement, Dan took it into his own hands to learn about financial management and how he could grow his wealth. Now, Dan has transitioned to a full-time real estate investor and part owner of Granite Towers Equity Group and is here to tell us his story.

 

Granite Towers Equity Group (GTEG) was founded to provide investors with passive income accessible NOW. They aim to relieve high-income earners of heavy income tax burdens through strategic cash-flow investments.

 

In this episode, we discuss:

  • The importance of financial literacy
  • The power of focusing on one thing at a time and perfecting it
  • Differentiating between having liquidity and net worth
  • Real estate regulation vs. the stock market
  • The purchasing processes

 

Financial literacy will be what helps secure a better future for you and your loved ones. Make sure to tune in on this episode to find out more!

 

Find your flow,

Casey Brown

 

Resources mentioned in this podcast:

  1. granitetowersequitygroup.com
  2. https://www.linkedin.com/in/dan-brisse-442b791b8/?msgControlName=reply_to_sender&msgConversationId=2NTkzZWVjNmEtYjUxNy00M2IzLThmMjAtMGY5ZjE3ODMwNjg4XzAxMw%3D%3D&msgOverlay=true
Transcript

Casey Brown  00:06
Hey there and welcome to today's episode of cash flow pro your daily real estate investing podcast and YouTube channel. We're here today with Dan breezy from granite towers equity group and granite towers equity group he was just telling me he is based in Washington state and they own and actually in my back door, which seems to be a recurring theme on this podcast is Nashville, Tennessee. So Dan, how are you today?

Unknown Speaker  00:38
I'm having me Casey excited to be here with you guys.

Casey Brown  00:42
Absolutely, man. We're always glad to get new and fresh perspectives and to hear what people have going on in their real estate world. So tell us a little bit about yourself. Where do you come from? got started in the real estate business.

Unknown Speaker  01:00
Yeah, definitely. So I grew up in central Minnesota had this childhood dream of trying to become a professor moved out west after high school yeah, everyone basically asked me what my back tire life you know ninth through 12th grade, my comment and this is gonna work and yep, committed moved to Salt Lake City. Worked some odd jobs for four years blockbuster pay way Red Lobster, your parents never gave me any money but said we support you. You can do it go for it. grinded for four years finally went to Aspen Colorado entered an open was 250 bucks. I was so broke. My friend drove me to Aspen from Salt Lake City. And I won that contest. There were like 275 people there. And that was kind of the beginning of my snowboarding career. So I had a snowboarding career for 13 years, traveled all over the world road for some of the brands that you maybe a lot of your listeners know of GoPro Rockstar Volcom ended up winning a couple X Games, gold medals, couple silver medals, ended up being nominated number three writer in the world, by my peers for snowboarder magazine, and just had a kind of a dream come true. But midway through my career, I got to know a lot of my childhood friends and they were older, and they started to get to a point where they needed to wind their career down. And in all honesty, it was pretty brutal. It was scary. They were leaving their homes in bankruptcy and cars. And it was it was scary. So I realized I needed to do something different. So I started to look for ways to invest money that I was making, and trying to find a way to legally reduce my tax bill. So I ended up staying buying apartments started with a small nine unit deal here in halos, Washington just north about an hour and a half of where I live now. And I bought a duplex on my own 2012 and then I bought a 24 unit on my own and at that time, I could see the cashflow depreciation, the control you know, the loan paid down by my tenants and I got pretty excited about what you could do and how far you could take it. So I reached out to a really good friend at the time childhood friend I grew up with a mike rotor and lives in Minnesota. I've known him my whole life started snowboarding with the guy. And he was buying single family homes, he was on his way to try to buy 100 homes he was doing well in his insurance sales business selling high net worth insurance to high net worth clients. So we bought a property together in 2015, a 28 unit deal, we realized what we could do we both really liked it. We ended up getting more detailed training in 2017. And we started granite towers equity group in 2017. And now we're a full time syndication, private investment business we buy a B and C Class value at apartments 100 to 400 units. Dallas, Texas Fort Worth, Texas in Nashville, Tennessee. So that's kind of the story.

Casey Brown  03:48
Also, man, I would like to point out we do know you're from Minnesota because you said a boat. You're not that far separated from that, that that part of the accent anyway, right?

Unknown Speaker  04:02
Yeah, my wife always makes fun of me when I say the word bag. She's like, it's not a bag. It's a bag. That's hard to get that out of my mouth correctly. But

Casey Brown  04:12
I gotcha. It's all good, man. We know what it is. We speak all kinds of languages on here. So as long as it's as long as it's the language of making money, we don't care what it actually sounds like so but so so, you know, you went into it's like so many people you started out with just a few deals on your own. You were able to take down you know, like you said a 24 unit complex and some other stuff now. So So it's interesting what the part of the story that's interesting to me is probably going to be not what you necessarily expect because obviously, granite towers has grown and you all have have had several acquisitions and and things are going forward but the part of the story that really intrigues me because I can relate to it and I I'm sure that most of the listeners can at some point in their life, was that you actually had the foresight to take some of the money that you were making, and not necessarily focus on, hey, I'm making this much money. But you took the money that you were making, and you invested it into something that cash flows. And when we talk about cash flow is basically just saying, Hey, I'm going to take this money rather than taking it all right now I'm going to put it somewhere where I can take it out in an even in an even basis. Plus, on top of that, you get the tax benefits. And the tax benefits. Again, as their it's a double edged sword, because they're great up front, they can bite you on the rear unless you do a 1031 exchange, which we all know they're looking at doing some different things with I'm sure that if this administration gets its way, they would just do away with it completely. But the bottom line being that you had the foresight to take some of what you were assuming was, which was pretty good money, I'm assuming, and putting it into something that you can take out a little bit at a time. So tell us a little bit about like, like, that light bulb obviously went off at a certain at a specific time. But then did you just go to like a local bank to finance the balance? I mean, what did all that look like?

Unknown Speaker  06:16
Yeah, no, yeah, that realization that, again, seeing those those guys crash and burn, I just knew as far as some of those guys were way more successful than me, or at least I thought they were making way more and have a longer career and seeing that I kind of dove into Rich Dad, Poor Dad and a bunch of those. Yeah, sure. Yeah, I started reading every book I could find on apartment investing. But I just knew that the funds you're making, as an athlete, as a doctor as your income, that's just the beginning. And that's the first half. The next step is is how do you use those funds to pay you money? Do you want to have freedom and you want to have freedom of time, you have to find a way to collect income without working you know, and passive income money while you sleep. really grabbed my attention soon as I stopped snowboarding as soon as soon as I stopped writing and I took six months off my brands pretty much were like, are you going to continue? Are you fired? You know, income high to income zero. Not much control. Not much certainty there. Not much freedom. You know, as much as I love snowboarding in a man I loved it. It was everything. It was my passion. It's

Casey Brown  07:22
obvious. I mean, yeah, it's obvious that you had a had a burning desire and passion to. And that's what a lot of people, people that see athletes on TV, like you said, you want to X Games, medals and so on. And you know, and people, they used to talk about Kobe Bryant, they talk about Kobe Bryant, calling Michael Jordan at 3am Wanting to know about footwork, like what can I do to to make my footwork better. And that's what a lot of people miss that they miss that whole element of. And these people eat, sleep, dream, breathe, talk, the sports and I can I can hear that in your voice when you talk about snowboarding. Yeah, I mean, it's obviously it was just cooked in the June.

Unknown Speaker  08:09
Yeah, yeah, growing up in Minnesota, I would snowboard with my friends. They just didn't really care that much. And I would be obsessively talking about Dan changes are ones that were helping us do something else and just didn't read. I got to the level of being a pro and I was around a bunch of other guys who were getting paid. They were all just like me, they're all probably talked about. That's all they thought about. That's all they wanted to share to that is needed to get to that top top love. A 10 year period of obsessively focusing and basically an attitude and most every one of the guys that I got to know well, how I think that you carry that into whatever you do, it seems to me like if you're ever going to do anything great, there has to be a certain level of obsession. And I know that I hear it all the time where you need balance, you got to have balance and i i hear what they're saying. And I think that that's good for some people, potentially, but that's not going to get you to the top of anything. If you have balanced with and you do a bunch of things well, you know I am more of the pick the one thing and do one thing well and even with multifamily. When we got into it, we looked at storage, we looked at office, we looked at retail and and we really just came back and said what's the one asset class A, B and C Class value at apartments, it was even just B and C Class value add for the first four or five years and now we've seen opportunity to get into a class and still even add some value, you know, buying a 2015 2016 deal. You can still do some things to tweak rent and maybe reduce expenses. So just laser focusing in on one thing for a long period of time has been something that's worked well for me and it seems to work well for a lot of the people who I admire with what they're doing.

Casey Brown  09:58
Sure, sure, and it's obvious but it's it's carried over from, from your snowboarding career to, to the real estate business and, and when you when you're and that's again, that's what I, I've read so many books and everybody talks about, you know, digging in on that one thing, like, people want to be popular on all these social media platforms, okay, we'll get popular on one first, like go go all the way to the core of the Earth on one of them, work your way back out, and then you can take on the rest of them. And I think we all have seen people like Grant, Cardone, and so on to do just that. They get really popular in public speaking, and that being his social arena was public speaking, and podcasting rarely, or whatever it was in the beginning, but public speaking mainly. And then he started to take on the other channels. And as he's taken on channels, then you get to read because everybody wants to go in and repurpose content and do it all right now, but they never really get really good at any one thing. So that's, I think that's a very, very, very good lesson, especially for listeners who are maybe newer in the business are coming in, pick your asset class, pick your geography, pick your operator, pick your whatever it is, you're going to pick, and go. And I think a lot of people are apprehensive about that, because they're like, Okay, what if I get, what if I get two feet in, and then find out that this isn't my horse, you know, I'm saying. So,

Unknown Speaker  11:33
for sure. And, you know, kind of circling back to what you brought it up of how we're the foresight to invest the money versus and spend it and buy a big home and a big car, the simple thought process to run through your mind, if you're young, you're just starting out, or maybe you're in a career, the part that got me was let's just say I was making 500,000 as a snowboarder, you're not making millions as a snowboard, you're making middle middle six, figure two up to a million potentially is kind of like sure, top level. But my mind was okay, if I spend all this money now, I earned it and it's gone. And it's over. What if I earn this money now and invest it and I spend what it could cook pushes back to me, I always have those funds, ideally, as long as you put it into a great asset. So you got to have a little bit of delayed gratification, you know, just money being earning money made really resonated me when I read when I read, just making a high level of income doesn't make you wealthy, it just makes you have a lot of cash. If you can create a lot of residual income passive income that's paying you from your dollars invested, now you're actually a free person, you actually have more a lot more power a lot more wealth, because your 500 Let's say you were going to make that year is now in an asset that you still own and control that's paying you and multiplying. Does that make sense?

Casey Brown  12:48
Yep, yep. And I think one of the one of the one of the most prime examples that comes to mind when we talk about this stuff, is you know, you see there one of the one of the athletes that I've followed from basically like, first tying on first tying up as far as basketball shoes through today in current times as Shaquille O'Neal. And one of the things that you that he has brilliantly done is he has so everybody talks about how many car washes this man owns how many Five Guys Burgers, this guy owns how many? How many different frat and Papa, whatever, I don't even know if it's Papa Joe's, whatever franchises that he owns. And I think what he's doing is he's using his likeness. And he's using his ability and his his, his ability to magnetize people and bring the attention to him purely by being a giant human. And what he's doing is is I think that this is what I think he's doing again, this guy could be completely way off on this, but I think what he's doing like for instance, he's approaching five guys and saying, hey, I'll be your spokesperson. I'll be the main face of whatever but rather than you pay me in cash today, I want I think they said he owns like 50 Something maybe 50 Something different franchises of Five Guys Burgers and Fries. And so and I again this is all social media that I read but but what he's doing is he's using his likeness to increase his cash flow. And that's that's the whole thing he's he's he's not taking cash right now. Today. He's saying hey, you give me this many franchises. I'll be the speaker spoke person in the likeness figure for the whole business. But I don't want the cash now I want the cash flow.

Unknown Speaker  14:33
Yeah, I think then where's your your your your income to is what's your passive income each month? That's right, focused on you know, we might close a deal or it might have some sort of big bonus and have a big month of income. And I used to get really excited about that. And now I'm like, okay, great. That's just more to put into the next deal. What can it do for your passive income? What can it do for your residual income?

Casey Brown  14:57
Yeah, again, and that same that same sentiment holds true throughout through all of the you can go get the go with the list of, of the billionaires in the United States, I think well, how many is long What 100 150 People have a billion dollars plus in the United States. And when you look at every single one of them, like Warren Buffett can't go put his hands on however many 80 billion in cash like cold, hard cash, some of that is being measured off of what he's churning in on the passive side. And then they're using the return and they're multiplying it out saying, okay, hey, here's his net worth, because he could, he brings an X amount of dollars month, which is worth this much in real time. And so it's the same scenario that you're looking at when you talk about what you did, and how you how you kind of got your start. And, and then really, on top of that, now, you've kind of multiplied that into saying, hey, not only am I going to use my money to create passive income, now I'm going to go raise capital, and use other people's money to help them and me create passive income and wealth. And, and in the meantime, you know, create these these these companies that have multifamily apartment complexes? So I guess, yep. I'd like that. Yeah, yeah.

Unknown Speaker  16:29
Yeah, you start raising money from you're basically helping them preserve their capital, a lot of these people. Really good money. And right now everyone knows the word inflation is? Because it counts at a more rapid pace. And we've seen since

Casey Brown  16:46
fifth, what, 15% in six months? Yeah, or something like that. I mean, so somehow, it's mind boggling.

Unknown Speaker  16:56
Yeah. And these assets when bought, right. And when you add value, you err on the side of inflation, it's hedging. It's basically preserving your capital. So the more people that we can go along with us, the more capital preservation you're going to have, you know, I mean, my parents worked their tails off nine to five, my entire childhood life and just retired at 6770 years old. And now they're 77. And they've recently been investing with us. And it's just been something that I really think we can move the needle on, to help them live a more comfortable retirement in the sense that if they hadn't had that, or didn't have this, their lives would be getting smaller and smaller, quicker and quicker, because the money that trade could be being destroyed. It's kind of actually really a sad, sad place to be.

Casey Brown  17:45
Yeah. And I'm always I'm always taken aback by how much as real estate syndicators and capital raisers how much disclosure, we have to give and how little disclosure the people in the stock market have to give. When it comes to, to because, again, you look at, you know, look at any any asset class, you want to whether it be stocks, whether it be hard assets, whether it be vehicle, whatever investments you've made, and, you know, we have to disclose, disclose, disclose, just like folks, your parents there, you have to disclose them, or you could lose it, or you could lose it well, you always have the dirt, you know, you always have some value there some type of way, you have some value and, and when in fact, the stock could go to zero or below zero if they have depending upon their liabilities, but that neither neither here nor there, that's, that's just such a wonderful way to put it. And so to get people into invest is capital preservation. When you're investing, you're not necessarily even if you're not investing for this for the specified return, or the hopes of making the specified return in your investing for nothing more than preservation and that's preservation against inflation. That's preservation of the capital balance so that you don't just go off and spend it. And there's so many different ways to look at that and trying to make everybody's situation kind of come in and, and work and help you. You help you raise capital. So tell us a little bit about or should we say a boot? I don't know, I don't know how, what the best way to get that. It's either about or moot. But tell us tell us about, like your first capital raise and your first deal that came to fruition through raising capital and going down that path.

Unknown Speaker  19:37
Yep. Our first deal was a small 45 unit deal out in River Falls, Wisconsin, just east of Minneapolis, St. Paul, we've been looking for probably 15 months after we went through a pretty rigorous training with our mentor that we hired. You know, we thought we knew multifamily thought we knew what we were doing but before we wanted to raise capital, we wanted to work with somebody who had been doing it with us is the 20 year track record and

Unknown Speaker  20:02
survived? And I'm sure we're picking somebody to learn from we want to find somebody.

Casey Brown  20:09
That the result? Absolutely, yeah,

Unknown Speaker  20:12
yeah, you can make investing, you might as well just ask somebody how they did it when you know that it's successful, and I gotta get that information. Money. So that deals 18 months are you finding the deal, the raise was $575,000. And I remember very challenging to get it done. And it was really two very small raise obviously 15 or 20, investors 25 to 50 grand a pop. And it was a pretty small group and we're gonna go 24.1 Millions we bought it for 2.1 million we put in Grand upgrade. Yeah, new parking lot news. A couple commentary, interior upgrades, and we just moved rents to under 50 bucks a unit because the people who owned it were a group of 75 year old people that were kind of ready to be done and didn't have any capital to upgrade the property. And and it did need some love deciding when we got there, we pushed our finger right through the siding, so the property needed some love. And once we solve that shirt on new siding throughout the whole property, the value totally changed, and rents went up, cash flow went up. And we all did very well. And that was that was 2018 when we bought that deal. So not really long ago.

Casey Brown  21:32
So two things about that, that I want to dig into, we're gonna go and I'm gonna go ahead and mention both things so that we can take one and then we'll come back and take the other. The first thing being where did the deal come from? How did you find the deal? And the second thing being Where were your investors? Were they 506? B 506. C? And depending upon which one they were, how did you how did you find people to invest? Because 575 You're right, that's not a massive raise. But in my opinion, for your first raise, you had a massive amount of investors to make up that 575. So where did you find them? And at obviously, we know that you put together a pitch deck and so on in order to bring them over. But how did you get the coal investors?

Unknown Speaker  22:19
Yeah, first question, where we found the deal was through a broker, we find 95%, or even 99% of our deals through broker relationships. We're not out, you know, send in mail and cold calling and trying to get these off market deals. We're working with team members in our markets and building relationships with those team members over a long period of time to build trust so that when a great deal does come out, and they need someone to close, we can be one of their top go to buyers. So ideally, that puts us in a position to see the best.

Casey Brown  22:51
Do you keep a lot of cash or keep a lot of reserves, keep a lot of capital call reserves in place in order to win when you get a call like that to underwriting quickly and be able to say, hey, we'll close in 30 days.

Unknown Speaker  23:04
Now, well, we generally are not closing in 30 days, most of the time, it's a 60 day close with a couple of week extensions, depending on the debt market. And the market debt market right now is very challenging. And it's it's not the quickest and easiest to get stuff done. So we're we're not a hurry up and rush through with cash to close or anything like that. It's you know, Fannie Freddie bridge lending, sometimes bank recourse, we're just doing a partial bank recourse loan, and that one was a quicker closed, but most of the time, it's 60 days. And yeah, we definitely keep some cash reserves in order to be sure that we can handle the asset we're going to chase and and obviously, you got to decide how much do you want to be after at once right now we're seeing more deals. And then we've probably ever seen, and I think we're going to continue to see that trend up over the next 12 months as rates continue to run. So we're we're basically cautiously optimistic cherry picking the ones that may meet our criteria. So that's the but that's how we're finding these deals is through broker and broker relations. And then your next question you asked was it a 506 b or a 506? C, we've done only 506 B's. These are all pre existing relationships that we've spent time going to seminars or meetups or just talking about what we're doing and sharing with friends and family and the database glows slowly grows, you know, we've been pretty active for sure, sure. building, building our database since 2016 2017 really hard. And we go to a lot of events. We are consistently there. We buy deals that are have done solid returns and consistently produce solid cash flow that helps a lot with referrals. So it's been all 506 B.

Casey Brown  24:42
Awesome, man. That's, that's great. And it seems like when I first started, I thought man, people would be crazy to do a 506 b it just seems so difficult. But then But then when you start digging in and a bunch of different ways and seeing what folks like yourself are doing and how you've leveraged them have relationships in order to to raise capital from people that you know, it's just man it's it's really like it's just intriguing to me and and the fact that that you've been able to broker those relationships and make that deal happen so on. So let's talk a little bit so the broker relationships now obviously you being in Washington State and let's just for instance let's let's pick out Nashville just because it's close to me. How do you like do you just have big as your list of brokers that you that you call on that you follow up with that you that you make sure you stay at the top of their list in order to get a call when something comes up?

Unknown Speaker  25:48
Yeah, I'd say there's probably 20 to 30 that we're really pretty well connected with between Dallas Fort Worth in Nashville, Tennessee, but of those 20 or 30, I would say five or 10, we know really well. And then probably three to five that we've done a lot of deals with. So yeah, it's kind of interesting that you have a lot of broker relations, but it seems like once you start to buy with one or two brokers, they kind of end up being your go to, or at least that's how it's been for us. So, and then, you know, building those relationships, we've spent a lot of time in these markets flying in and being there and touring deals and underwriting deals and communicating with these brokers. And then when you when you put a deal under contract, just do what you say you're going to do. And a big part of doing that, right is being educated. So when you put an LOI in, you already know 95% of what's probably going to happen during that transaction. And if you don't know that, and you aren't confident in that, you're likely going to try to retrain, and obviously every trade on a price can can damage your reputation, there's a lot more happening now, or so I hear in the market with the debt market changing so quickly. You know, but one thing we try to do is when we do submit an LOI may not be the highest or best price, but the broker knows that it's going to, you know, be a pretty dang certainty of clothes on what we're putting on paper.

Casey Brown  27:08
Yeah, and if you can tie, I've noticed too, that that if you can tie up some of the loose ends, to divalent to the seller of that just, it's gonna be the same equivalent to the seller, as if you were raising the purchase price do you didn't say I mean, something you can't quantify? Like, maybe say, you know, you're going to you already have all your debt, and you already have all your money lined up, or just whatever the case is. And that may be worth something more to the seller than taking a little bit more from somebody else who's like, well, we're gonna go apply for these loans. And so that's the kind of stuff that if you can tie up a lot of those loose ends prior to you have a far better chance, a little bit better deal and being able to to serve your investors a little bit better deal on the return side to sell those bro. Yeah, and I've got to imagine that once you get in there and you start closing and one of the one of the markets that that people hear about that stuff, too. And brokers talk and and it took me from the real estate sales perspective, it took me a long time to figure out that that hey, these these big commercial guys, they talk they network, they conference, they do a lot of stuff together. And although names probably don't get put to it, they talk about hey, man, yeah, you see this 200 Something unit deal I sold down here, there, wherever you know. So it's so it gets out. But so tell us just real quick briefly, we're kind of running out of time here. But tell us kind of where you all are headed. What what's, what's the what is the future look like? Obviously, we hope it's it's prosperous, and tons of money to be made. But what are you working on now? And where is it headed?

Unknown Speaker  28:55
To deal in Nashville? You know, we've probably done I think this will be our fourth deal in Nashville. We have five or six in DFW we that we've sold over the last couple years. We're selling one and I think you know, for us it's about buying solid deals and in growth and making sure that the trip we're putting in place right now. You know, can you somehow get a fixed rate loan from being you know, that's a bit by everyone's mind and I don't know of anybody I've talked to the city yet. So how can you see your capital to work that is in the bank being eaten up by inflation that they're trying to tame while getting into investments that you're going to be able to sail through for a five to 10 year period and and really make it grow. So that's where we're at Sure. And you know, there's no rush on our end. It's just buying great deals, making sure you're comfortable with your underwriting in these markets, every markets a different market. You can't just underwrite one deal and you have wn said, that's how we underwrite in Nashville, it's a different market. And just building your team, you know, so much of this business is team focus, you know, it's not just Mike and I granite towers, we got an account and you've got your asset manager, you've got all these brokers investors and, and CPA and SEC attorney and she's building a great team and buying great deals in great locations, and then operating wealth through asset management, you know, there's a lot to it. And that's something that for listeners out there right now, if you know I was making good money, you can try to go out and figure it all out. Or you can work with somebody or a crew or a company that's obsessively focused on doing one thing really well. And, you know, passive income passive investors, it's chuck your money and see how well the operator performs. So that's that's something to think about if you do have extra cash, or you're making good money, or maybe some equity in your home, or 401 K or an IRA, and all those funds are good to go in these types of investments.

Casey Brown  30:55
Sure, sure. Well, good deal. Well, listen, I want to first off thank you for taking the time to be with us today. And I have a couple of questions that we ask every guest that comes on the show. There's no right or wrong answer. It's just for us to learn a little bit more about what you do and and what what's important to you. But

Unknown Speaker  31:14
what is the best book that you have either recently read or currently reading? Yeah, best book I've just recently read is Ray Dalio, his book, the changing world order. If you want a high level look of macroeconomics of where we are on the debt cycle, and what's happened to past empires, dynasties, countries. That's a great book on history. There's no political not red or blue. It's straight factual data of here's what's happened. Here's what's happened to currency. Here's where we are now. Gives you a better feeling of what's going on and makes you feel a little more comfortable in this time.

Casey Brown  31:49
Yes, I would 100% agree. I started reading that got laid it to the side to read some other things, but it's definitely on my list to come up very quickly. So all right, what is the best vacation that you have either taken or hoped to take?

Unknown Speaker  32:04
Man, that's a tough one. We went to Ireland with my kids before COVID. And it was just really fun. We drove the whole island and just had a great time. It was gorgeous. But then again, we just went to Hawaii to Disney Aulani. And in man it was it was it was so fun to pool. Yeah, I was hanging out by the beach. And you know, so I don't know I love vacations. But those are two that popped up over great.

Casey Brown  32:30
Sure. Awesome, man. Awesome. Well, listen, how can the listeners reach out and get in touch with you if maybe they heard something they want to resonated with them or something that they want to learn more about, about you or granite towers? What how can I reach out in touch with you?

Unknown Speaker  32:44
Yeah, just go to our website. It's www dot granite towers equity group.com. And there's a Contact Us form. Just send us a message. You know, we can hop on a call, see if what we do would help you with where you're at. And get on our mailing list and start seeing future deals is yet granite towers equity group.com Contact us.

Casey Brown  33:04
Awesome. Awesome. Dan, thank you so much for being here today. And listeners. If you liked the today's episode, go down and give us a five star review. Please, please, please leave a review as well so that we know that we're doing the best job possible in order to bring you information that you need want and can use when it comes to your investment choices or investment advice or whatever that you need from our episode. So Dan, thank you so much. I hope everybody has a wonderful rest of the day. Thanks so much.


Transcribed by https://otter.ai

Dan Brisse Profile Photo

Dan Brisse

Granite Towers Equity Group